Practical, legally grounded answers to critical property questions that estate agents and property advertisements rarely disclose.
Decoding AGM minutes, financial statements, basic deeds, and the reserve fund before buying an apartment.
Art. 3.84 et seq. Belgian Civil CodeAsbestos certificates, electrical inspections, fuel oil tanks, and technical building installations.
RGIE/AREI Book 1, OVAM Materials Decree, Vlarem IIThe sales agreement (compromis), conditions precedent, purchase offers, and bidding strategies in Belgium.
Art. 1582-1589 former Civil Code & Flemish Housing CodeRegistration duties (3% vs 12%), notary fees, mortgage deeds, and Belgian bank lending conditions.
Flemish Tax Code (VCF) Art. 2.9.4.2.11 & Notary Scale OrdersFlemish EPC labels E & F, statutory renovation obligations within 5 to 6 years, and Mijn VerbouwPremie subsidies.
Flemish Energy Decree & Orders of the Flemish Government (VEKA)Understand the financial risks of an underfunded reserve fund when purchasing an apartment in Belgium. Learn how to interpret Art. 3.94 CC and avoid unforeseen cash calls.
Calculate your exact acquisition costs in Flanders: 3% registration tax for the sole family residence, 12% standard rate, plus statutory notary emoluments and search disbursements.
What does the mandatory Flemish renovation obligation entail when buying a home with EPC label E or F? VEKA administrative fines, deadlines, and Mijn VerbouwPremie subsidies.
Protect yourself against the 10% contractual penalty clause. Learn how to draft a legally binding condition precedent for obtaining a Belgian mortgage credit.
Complete guide to domestic fuel oil (mazout) tank inspections in Flanders. What cap colors mean, who pays for tank decommissioning, and OVAM soil liabilities.
When is an asbestos inventory certificate mandatory in Flanders? Discover validity rules (5 vs 10 years), the 2040 asbestos-safe target, and removal liabilities.
What happens if the electrical compliance report is negative? Key rules regarding the statutory 18-month remediation deadline, wiring schematics, and RGIE/AREI Book 1 rules.
What does it mean if a parcel is registered in the Flemish Land Information Register? Understand clean certificates, risk grounds, and remediation duties.
Master parcel (P-score) and building (G-score) flood assessments in Flanders. Understand insurance premium impacts, building restrictions, and property values.
How do you detect unpermitted verandas or home extensions in the town planning certificate? Expert tips on regularisation and protective conditions in the compromis.
What if a neighbor holds a registered right of way over your driveway? Complete guide to easements, dominant estates, and servient tenements under the Belgian Civil Code.
What must you look for in the co-ownership AGM minutes of the past 3 years? Uncover hidden disputes, elevator repairs, and co-owner payment arrears before signing.
