Know what you’re buying before you sign.
Clea is the all-in-one software for your property dossier and Belgian buying process. Scan purchase documents with specialized AI, uncover hidden risks with source proof, and ask any question about your file, negotiations, and statutory milestones through to the notarial deed.
The gap between the offer and the deed
Why Clea is Indispensable Before You Sit with the Notary
A Belgian notary only authenticates the deed 4 months later. During the most critical phase, when you must submit a binding offer and decode 150 pages of Dutch or French certificates in 48 hours, you are completely on your own. Clea protects your life savings before you sign.
Your legal airbag when making an offer
An offer in Belgium is legally binding upon acceptance (Art. 1583 Civil Code). Clea automatically provides the protective suspensive clauses you need (mortgage approval, clean soil, asbestos, co-ownership compliance) so you never risk your 10% deposit.
What escapes the naked eye
Clea cross-checks scattered certificates to uncover unpermitted alterations, pending co-ownership capital calls, and one-sided seller liability waivers that cost thousands after closing.
Fully prepared for your notary
Clea does not replace your notary, but provides a structured Notary Handoff Report with prioritized questions and balanced counter-clauses for your transaction.
“Clea does not replace your notary. Clea protects you during the crucial stages when your notary is not yet involved.”
Join the waitlistDrop your documents here
PDF, DOCX, JPG or PNG · max. 25 MB
Dutch and French documents supported
Compromis_Leopold.pdf
2,4 MB · Analysed
Notulen_AV_2024.pdf
6,8 MB · Analysing
8 received · 2 missing
3 to resolve before offering
Preparing the compromis
Demand deletion of Article 8.4 elevator levy
One property, one structured workflow
From 150 pages of foreign legalese to clear negotiation leverage
Clea organizes every Dutch and French document into an actionable file. Each upload updates your risk audit, missing certificate checklist, mortgage comparison, and statutory timeline.
Create property dossier
Select the region, property type, and asking price.
Upload agent documents
Drop in compromis, EPC/PEB, syndic minutes, and inspections.
Review cited risks in English
Examine each liability with its exact page citation and legal context.
Negotiate with confidence
Send pre-drafted protective clauses to your notary and estate agent.
Risks with visual proof in your documents
Click any finding to jump straight to the highlighted sentence on the PDF page. Clea also cross-references contracts to reveal when one document contradicts another.
6. Planned works to the building
Approval of roof renovation quotation — estimated amount €95,000 excluding VAT.
Reserve fund does not cover the planned renovation
The co-ownership accounts show a reserve fund of €34,821.44. Before offering, ask which share is allocated to this unit.
| 2 bank proposals | Bank A | Bank B |
|---|---|---|
| APR | 3,12% | 3,26% |
| Per month | € 1.486 | € 1.512 |
| Linked insurance | € 18.240 | € 14.880 |
| Dossier fees | € 350 | € 500 |
| Total loan cost | € 164.920 | € 172.680 |
Clea insight
Offer A remains the lowest-cost choice over 25 years, including linked insurance.
Compare bank offers by true total cost
Banks advertise low headline rates while burying thousands in tied balance insurance and mortgage registration fees. Clea calculates the real 20- and 25-year cost across your Belgian loan offers so you never overpay.
Standard resale · Flanders · demo
Your complete Belgian buyer journey
From initial offer and 4-week financing contingencies to notary deed execution and 18-month inspection deadlines, track every statutory milestone with clear countdowns.
Your complete Belgian buyer journey
Commitment · Art. 1583 oud BW / Art. 32 W.Reg.
Signing the Compromis (Sales Agreement)
Compromis constitutes the sale (Art. 1583 CC). No cooling-off in private resale. Deposit (5–10%) into escrow.
Loan Suspensive Condition Deadline
Deadline for bank approval proof (typically 30 days from compromis).
Ask your dossier questions in plain English
Get fast, legally grounded answers backed by direct page citations from your own Belgian contracts and inspection certificates.
Clea AI-assistentUnder Article 3.94 of the Belgian Civil Code, works voted before the sale belong to the seller. Your draft compromis attempts to shift this onto you. Instruct your notary to delete Article 8.4 before signing.
Dossier audit & checklist
See what is present and what the seller is missing
Belgian law requires sellers to provide a dense pack of statutory certificates. Clea detects what is missing before you commit your deposit.
In Belgium, over 85% of property dossiers contain non-compliant reports or missing certificates. Clea flags every gap before you sign.
Core mandatory documents
DemoIndependent & verifiable
An independent second reader before you commit your life savings
Clea audits your documents, calculates real repair deductions, and equips you with prioritized questions for your notary and estate agent.
Visual citations on every finding
Verify the highlighted sentence and page in your original PDF. No black-box summaries, no guesswork.
Clear professional boundary
Clea is an independent buyer due-diligence platform, not a notary or law firm. Clea equips you with facts so your notary can protect you.
Full Belgian legal grounding
From suspensive financing conditions (Art. 1583) and co-ownership statutes (Art. 3.94) to regional EPC renovation decrees, every finding is grounded in Belgian law.
Frequently asked questions
What non-Belgian buyers need to know before signing
Clear, direct answers for navigating the Belgian property market.
Why do I need Clea if the notary reviews the documents for free?
Timing and role. A Belgian notary is an impartial legal official whose duty is to authenticate the title transfer 4 months after you sign. By the time you sit in the notary’s office, you have already signed the binding compromis. If you discover a €6,000 elevator levy or an unpermitted alteration then, you must either pay it or forfeit your 10% cash deposit. Clea protects you during Days 1 to 3, while you still have full leverage to negotiate price discounts or walk away.
I do not speak Dutch or French. Can Clea explain everything in English?
Yes. Clea reads official Dutch and French legal documents (compromis, EPC/PEB certificates, syndic AGM minutes, asbestos inventories, AREI electrical reports) and provides clear, cited English explanations. Crucially, Clea explains the legal and financial consequences under Belgian law, not just literal word-for-word translations.
How do I know Clea will not hallucinate or miss a critical clause?
Every finding is linked directly to a visual bounding-box on your uploaded PDF. You can click any finding to read the exact original clause, page number, and Civil Code reference yourself. There are no black-box scores or vague advice.
Is my personal and contractual data kept confidential?
100%. All processing and storage takes place exclusively within ISO 27001 certified European data centers under strict GDPR compliance. Your files are encrypted with AES-256 at rest and TLS 1.3 in transit, are never used to train public models, and can be permanently purged with a single click.
What happens after I upload my documents?
In under two minutes, Clea classifies your files, highlights hidden risks and missing certificates, compares your mortgage options, and generates a structured Notary Handoff Report with precise questions and protective clauses to include in your offer.
Start with the documents you have
Audit your Belgian property file before you sign
Join hundreds of international buyers in Belgium who use Clea to audit their contracts, uncover hidden building debts, and negotiate with certainty.